Where we work
Cedargrove Credit brokers business loans New Haven and nearby areas from our Church Street office in downtown New Haven. We serve clients across New Haven County and southern Connecticut, placing SBA 7(a) loans, working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and more. Speed matters when you need capital, so we work with businesses within a 30-minute drive of our office to deliver fast answers and local service.
You can apply for capital from anywhere, but a broker who knows your market moves faster. We understand New Haven's mix of Yale-affiliated enterprises, shoreline hospitality, manufacturing legacies in the valley towns, and the retail corridors along the Boston Post Road. That context helps us match your business to the right funding program without wasting days on programs that won't fit. Local knowledge cuts the time between your first call and a term sheet in your hand.
New Haven anchors our service area. Our office sits at 129 Church St, New Haven, CT 06510, two blocks from the Green and walking distance to the Chapel Street retail district, Union Station, and the medical corridor. We broker loans for restaurants near Yale, manufacturers in the Fair Haven and Mill River districts, medical practices along Howard Avenue, retail shops on Whalley Avenue, and service businesses from Westville to the harbor. New Haven's economy runs on small enterprise, and we know the landlords, the lease rates, and the seasonal cash cycles that shape your financing needs.
New Haven business loan answer: Cedargrove Credit brokers business loans in New Haven for every commercial sector, from Church Street west to Westville, south to the harbor, east through Fair Haven, and north into Prospect Hill. We place SBA, working capital, equipment, and real estate financing with lenders who understand New Haven's diverse economy and move fast on approvals.
West Haven stretches along the shore and up the Boston Post Road, home to diners, auto dealers, beach-season hospitality, and the University of New Haven's entrepreneurial community. We broker loans for seasonal businesses that need bridge capital in March, equipment financing for body shops and marine services, and commercial real estate loans for mixed-use properties on Campbell Avenue. West Haven's tax base and shoreline location create unique appraisal and cash-flow considerations we navigate daily.
West Haven business loan answer: Business loans in West Haven require understanding seasonal revenue swings and shoreline property values. Cedargrove Credit brokers working capital for summer-dependent businesses, equipment financing for automotive and marine services, and SBA loans for year-round enterprises along the Boston Post Road and Campbell Avenue corridors, typically funding within two to four weeks.
East Haven blends shoreline charm with Route 1 commerce. We work with pizzerias and Italian restaurants that define the town's identity, marine suppliers near the harbor, retail along Main Street, and service contractors in the northern residential zones. East Haven's commercial real estate often involves older buildings with character and quirks, so we connect you with lenders who underwrite on cash flow and business strength, not just appraisal comps.
East Haven business loan answer: Business loans in East Haven support the town's restaurant legacy, marine trades, and Route 1 retail. Cedargrove Credit brokers equipment financing, working capital, and commercial mortgages for businesses from the shoreline to the Branford line, matching lenders who appreciate established local enterprises and move quickly on straightforward deals.
Hamden spans from Sleeping Giant's base to the Whitneyville mills, mixing Quinnipiac University's energy with established neighborhoods and the Hamden Plaza commercial hub. We broker loans for medical practices near the hospital district, retail in Whitneyville and along Dixwell Avenue, manufacturers in the industrial parks off Sherman Avenue, and service businesses throughout the town's spread-out geography. Hamden's size means drive time matters; we meet clients at our New Haven office or schedule calls that respect your schedule.
Hamden business loan answer: Business loans in Hamden serve the town's medical, retail, and light-industrial sectors across a wide geographic footprint. Cedargrove Credit brokers SBA 7(a) loans, equipment financing, and commercial real estate loans for businesses from Sleeping Giant to the New Haven line, connecting you with lenders who fund Quinnipiac-adjacent and neighborhood enterprises alike.
Bridge loans
Woodbridge's low density and high property values create a distinct financing landscape. We work with professional service firms, home-based consultancies scaling into commercial space, and the retail and service businesses along Amity Road. Woodbridge clients often need smaller loan amounts but expect fast decisions and clear terms. We broker business lines of credit, equipment financing for professional practices, and working capital that bridges contract cycles without the overhead of a big SBA package.
Woodbridge business loan answer: Business loans in Woodbridge typically support professional services, small retail, and home-based businesses transitioning to commercial space. Cedargrove Credit brokers lines of credit, working capital, and equipment financing from $25,000 up, matching the town's lower-volume, higher-margin business models with lenders who move fast on clean financials.
North Haven's Universal Drive and Washington Avenue corridors host distribution, light manufacturing, auto services, and the retail that serves both the town and I-91 traffic. We broker equipment financing for shops upgrading machinery, working capital for distributors managing inventory cycles, and commercial real estate loans for warehouse and flex-space properties. North Haven's highway access and industrial zoning attract businesses that need capital to scale, and we connect them with lenders who underwrite growth, not just survival.
North Haven business loan answer: Business loans in North Haven fuel the town's distribution, manufacturing, and auto-service economy along Universal Drive and Washington Avenue. Cedargrove Credit brokers equipment loans, inventory financing, and commercial mortgages for businesses leveraging I-91 access, typically placing funding within three weeks for straightforward applications.
Branford balances shoreline tourism with Route 1 commerce and quiet residential neighborhoods. We work with restaurants and hospitality businesses on the shore, retail along the Boston Post Road, marine services, and contractors serving the town's steady residential investment. Branford's seasonal businesses need working capital that acknowledges summer peaks and winter valleys. We broker those loans with lenders who underwrite annual performance, not monthly snapshots, so you get terms that match your real cash flow.
Branford business loan answer: Business loans in Branford address seasonal hospitality, marine trades, and year-round retail along Route 1. Cedargrove Credit brokers working capital, equipment financing, and SBA loans for shoreline and inland businesses, connecting you with lenders who understand Connecticut beach-town economics and fund based on annual strength.
We also broker loans in Ansonia's valley manufacturing corridor, North Branford's Route 80 retail and service zone, Bethany's professional and home-based businesses, and Milford's Boston Post Road and shoreline commercial districts. Every town brings different zoning, property values, customer bases, and cash rhythms. We tailor our lender matches to your specific location and business model, so you're not filling out applications that were never going to work.
Draw a 30-minute drive from 129 Church St in New Haven and you've drawn our service area. That includes all of New Haven, west through West Haven toward Milford, east through East Haven to Branford and North Branford, north through Hamden and Woodbridge to Bethany, and northwest into the valley toward Ansonia. We meet clients at our Church Street office, on-site at your business, or by phone and video when that's faster. Geography matters because we know your market, your competitors, your landlords, and the lenders who actually fund in your zip code.
How it works
Call (475) 324-8340 and describe your situation in plain terms. We'll ask about your business, your revenue, what you need the money for, and how fast you need it. Most initial calls take fifteen minutes. We'll tell you which programs fit, what documents to gather, and what timeline to expect. No jargon, no runarounds. If we can help, we'll say so. If we can't, we'll tell you that too and point you toward someone who can.
You can also visit us at 129 Church St, New Haven, CT 06510 during business hours. Parking is available in nearby garages on Crown and Temple. We're on the second floor; ring the bell if the street door is locked.
Why us
Lenders specialize. One funds equipment fast but won't touch real estate. Another loves SBA deals but takes six weeks. A third offers working capital in days but caps it at $150,000. We know who's who, who's funding what right now, and who'll move fast on your deal. That knowledge saves you weeks of dead-end applications and gets you better terms because we match your deal to the right lender the first time.
We get paid by the lender when your loan funds, so our service costs you nothing. Our incentive is speed and fit: we win when you get the right capital fast.
We don't lend money. We're a licensed commercial-loan broker. We don't quote interest rates until we've placed your application with a specific lender, because rates depend on your financials, your industry, your collateral, and the program. We don't promise approvals or guaranteed timelines. We don't work with startups that lack revenue history; most of our lender partners require at least six months of business banking activity. We focus on established businesses that need capital to operate, grow, or acquire assets.
Loan programs
Every program has trade-offs between speed, cost, and terms. We'll walk you through those trade-offs based on your priorities.
for working capital, equipment, real estate, and refinancing. Longer terms, lower down payments, but slower processing.
for inventory, payroll, receivables gaps, and seasonal needs. Faster than SBA, shorter terms.
for machinery, vehicles, technology, and fit-outs. The equipment secures the loan; approvals run one to two weeks.
for purchase, refinance, or renovation of business property. Terms to 25 years.
for ongoing access to capital. Draw when you need it, pay interest only on what you use.
for B2B and B2G businesses with outstanding receivables. Cash in days, not months.
Serving the New Haven area
We know which lenders fund which kinds of New Haven businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why New Haven owners trust Cedargrove Credit
Talk to a local advisor and get matched to the right program, no obligation.
