When you apply for a business loan in New Haven, we collect basic details about your revenue, time in business, and funding needs, then match you to commercial lenders who actively fund deals in Connecticut.
Your business funding application begins with a phone call to our Church Street office or a walk-in visit. We ask about monthly revenue, how long you've operated, your credit profile, and what you need the capital for. That conversation replaces long forms. We already know which lenders work in New Haven, so we skip products that won't fit and focus on programs that close fast. No drawn-out questionnaires. No obligation to move forward.
Bring recent bank statements and your last two years of tax returns if you have them handy. If you're on Chapel Street between meetings or wrapping up at the Long Wharf industrial corridor, stop by 129 Church St and we'll walk through options in person.
Qualifying
Tax returns for the past two years show lenders your revenue trend. Three months of business bank statements prove current cash flow. A driver's license and a brief narrative about what the funds will accomplish round out the package. If you're pursuing SBA 7(a) loans, expect to add a personal financial statement and business debt schedule. For invoice factoring or working capital, the bar is lower: lenders focus on receivables or daily deposits, not multi-year financials.
We don't require every document up front. Bring what you have. We'll tell you what's missing and why it matters.
After you apply for a business loan in New Haven, we review your profile against our lender network and send you a shortlist of matches within 24 hours. Each match includes loan type, rough term structure, and next steps. You pick which option to pursue. We introduce you to that lender, help gather any additional documents, and stay on the line through underwriting. Most decisions arrive in two to five business days. Funding follows one to ten days later, depending on the product.
You're not locked in. If the terms don't work, walk away. If you want to compare a second lender, we'll arrange it.
Lenders specialize. One funds equipment financing for manufacturers near the Quinnipiac River. Another writes commercial real estate loans in Westville and Dixwell. A third underwrites business lines of credit for retailers on Broadway. You'd spend weeks calling banks. We already track who's lending, at what speed, and to which industries.
Get matched to a lender without the trial and error. That's the broker advantage.
Call (475) 324-8340 or visit 129 Church St, New Haven, CT 06510. We're a commercial loan broker serving New Haven, West Haven, East Haven, Hamden, Woodbridge, North Haven, Branford, Ansonia, North Branford, Bethany, and Milford. No email applications. Phone or in-person only, so we get your story right the first time.
Contact Cedargrove Credit | New Haven Business Loans
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Why New Haven owners trust Cedargrove Credit
Talk to a local advisor and get matched to the right program, no obligation.
